Privacy Policy & Terms of Service
Privacy Policy
Effective Date: August 1, 2024
1. Introduction
Lowe Insights ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, [www.loweinsights.com](http://www.loweinsights.com), and use our services. Please read this policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
2. Information We Collect
Personal Information:
Contact Information: Name, email address, phone number, and mailing address.
Professional Information: Job title, company name, and industry.
Payment Information: Credit card details and billing address (processed securely through third-party payment processors).
Non-Personal Information:
Log Data: IP address, browser type, operating system, referring URLs, and pages viewed.
Cookies and Tracking Technologies: Information about your activity on our website to improve user experience and analyze site performance.
3. How We Use Your Information
Personal Information:
To provide and manage our services, including workshops, one-on-one coaching, and mentoring sessions.
To communicate with you, including responding to inquiries, sending updates, and providing customer support.
To process transactions and send invoices.
To personalize your experience on our website.
Non-Personal Information:
To analyze website usage and improve our services.
To ensure the security and integrity of our website.
To conduct research and compile aggregate data for internal use.
4. Information Sharing and Disclosure
We do not sell, trade, or otherwise transfer your Personal Information to outside parties without your consent, except in the following circumstances:
Service Providers: We may share information with third-party vendors who assist in operating our website, conducting our business, or servicing you, so long as they agree to keep this information confidential.
Legal Requirements: We may disclose your information when required by law or to protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.
Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your Personal Information may be transferred to the acquiring entity.
5. Security of Your Information
We use administrative, technical, and physical security measures to help protect your Personal Information. While we have implemented security measures to safeguard your information, please be aware that no security system is impenetrable, and we cannot guarantee the absolute security of your data.
6. Your Privacy Rights
Depending on your location, you may have the following rights regarding your Personal Information:
Access: You have the right to request access to the Personal Information we hold about you.
Correction: You have the right to request corrections to any inaccuracies in your Personal Information.
Deletion: You have the right to request the deletion of your Personal Information.
Opt-Out: You can opt-out of receiving promotional communications from us by following the unsubscribe instructions included in those emails.
7. Use of Cookies
We use cookies and similar tracking technologies to track activity on our website and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of these third-party sites.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date. You are advised to review this Privacy Policy periodically for any changes.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: info@loweinsights.com
Phone: +1-615-212-5986
By using our website and services, you consent to the terms of this Privacy Policy.
Terms of Service
Effective Date: August 1, 2024
1. Introduction
Welcome to Lowe Insights. These Terms of Service ("Terms") govern your use of our website located at [www.loweinsights.com](http://www.loweinsights.com) ("Website") and the services provided by Lowe Insights ("we," "our," or "us"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Website.
2. Use of Our Website
Eligibility:
You must be at least 18 years old to use our Website.
By using our Website, you represent and warrant that you have the legal capacity to enter into these Terms.
Account Registration:
You may be required to create an account to access certain features of our Website.
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
You agree to provide accurate, current, and complete information when creating your account.
Prohibited Activities:
You agree not to use our Website for any unlawful purpose or in violation of these Terms.
You agree not to engage in any activity that interferes with or disrupts the functioning of our Website.
You agree not to upload, post, or transmit any content that is illegal, harmful, or infringes on the rights of others.
3. Services
Description of Services:
Lowe Insights provides conflict management coaching, workshops, and related services.
The specific services provided will be outlined in a separate agreement between you and Lowe Insights.
Service Modifications:
We reserve the right to modify or discontinue any service at any time without notice.
We are not liable for any modification, suspension, or discontinuation of services.
4. Payment and Fees
Fees:
Fees for our services will be outlined in a separate agreement between you and Lowe Insights.
All fees are non-refundable unless otherwise stated in the agreement.
Payment:
Payment terms and methods will be specified in the agreement.
Late payments may incur additional charges as specified in the agreement.
5. Intellectual Property
Ownership:
All content and materials on our Website, including text, graphics, logos, and software, are the property of Lowe Insights or its licensors and are protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal and non-commercial purposes.
Restrictions:
You may not reproduce, distribute, modify, or create derivative works from any content or materials on our Website without our prior written consent.
You may not use any content or materials on our Website for commercial purposes without our prior written consent.
6. Confidentiality
Confidential Information:
You agree to keep confidential all information disclosed to you by Lowe Insights that is marked as confidential or would reasonably be considered confidential.
Confidential information does not include information that is publicly available or that you are required to disclose by law.
7. Disclaimers and Limitation of Liability
Disclaimer of Warranties:
Our Website and services are provided "as is" and "as available" without warranties of any kind, either express or implied.
We do not warrant that our Website will be uninterrupted, error-free, or secure.
Limitation of Liability:
To the fullest extent permitted by law, Lowe Insights is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Website or services.
Our total liability to you for any claims arising out of or in connection with these Terms or your use of the Website or services will not exceed the amount paid by you to Lowe Insights in the past six months.
8. Indemnification
You agree to indemnify, defend, and hold harmless Lowe Insights, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of our Website or services, or your violation of these Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the state in which Lowe Insights is headquartered, without regard to its conflict of law principles.
10. Dispute Resolution
Arbitration:
Any disputes arising out of or in connection with these Terms or your use of our Website or services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Waiver of Class Action:
You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against Lowe Insights.
11. Changes to These Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our Website and updating the effective date. Your continued use of our Website after any changes to these Terms constitutes your acceptance of the new Terms.
12. Contact Us
If you have any questions about these Terms, please contact us at:
Email: info@loweinsights.com
Phone: +1-615-212-5986
By using our Website and services, you agree to be bound by these Terms of Service.